In this game, you are trying to draw cards that total 21, or come closer to 21 than those held by the dealer without exceeding that number. To begin, the dealer deals two cards to each player. All face cards (King, Queen, Jack) count as 10 each. All other cards count at face value except for the Ace, which counts as a 1 or 11 as you decide. (An Ace and a 6, for example, could be counted as a seventeen or a seven.) An Ace with any 10, Jack, Queen or King is a Blackjack. If you have a Blackjack the dealer will pay you one and 1/2 times your bet. (Unless the dealer also has a Blackjack. In this case, the hand is a "push" (tie) and neither wins.)
If you do not have a Blackjack,
you can ask the dealer to give you another card. You may draw as many
cards as you like (one at a time), but if you go over 21, you "bust"
and lose the hand. After all players have had their go, the dealer will
then deal his/her cards and stand or draw as necessary. The dealer must
draw to any count up to and including 16, and stand on 17
Blackjack: Any Ace with a 10 value card (10, J, Q, K). Pays one and 1/2 times your bet usually, but Millennium Casinos pays 2 times your bet.
Bust: When you draw cards that add up to 22 or more.
Hit: When you want to receive another card.
Splitting Pairs: When your first two cards are the same denomination (Example: 8, 8), you may "split" the pair into two separate hands and play each hand individually. You must wager the same amount as your original bet on each hand.
Doubling Down: If you think you can win with only one more card, place another bet next to your original bet and up to or equal to the amount of original bet you placed. You will then be dealt one more card, face down. If your 3 cards beats the dealers hand (or if the dealer busts), you win on both bets placed. If your hand does not beat the dealer, you lose both bets.
Insurance: If the dealers "up" (face up) card is an Ace, you will be offered insurance. Here you are betting that the dealer has a ten value card in the "hole" (face down). You can bet only 1/2 of your original bet. If the dealer does have a Blackjack, your original bet loses but your insurance bet is paid 2 to 1. If the dealer does not have a Blackjack, he takes your insurance bet. However, after he takes your insurance bet, the game continues and you are still playing a normal hand with your original bet.
Even Money: If a player has a Blackjack, and the dealer has an Ace up, the player may request "even money" in lieu of insurance prior to the dealer checking his "hole" (face down) card. The player forfeits the chance to be paid one and 1/2 times the bet if the dealer does not have a Blackjack also. But, the player avoids the "push" (tie) and get paid even money if the dealer does have a Blackjack.
Stand: When you don't want any more cards.
Push: A tie with the dealer. Neither wins.